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Welcome to Bright Cube Money

Making your money work harder

 

About

Bright Cube Money was created in 2012 to provide freelancers, contractors and the small business owners with independent financial advice tailored to their specific needs.  Running a small business or working for yourself can be exciting, challenging and time consuming with various things vying for your attention at the same time. 

 

BrightCube’s objective is to ensure the money that you are working so hard to create is working hard for you and allowing you to focus on what’s important – creating, growing and delivering your business to others.

 

As a small business made for small businesses, BrightCube makes the tools of big financial institutions available to everyone in an independent, personal and face to face manner.  We care about where you are going and what you want to achieve and by giving you the peace of mind that the behind the scenes aspects of your business are looked after you can move forward with confidence.

 

 

Services

Investment Advice

 

Just because you are an individual or a small business doesn't mean that you can't invest like a big business and get your money working hard for you - as opposed to just the other way round

Retirement Planning

 

Ensure that you, your business and employees are planning for the long term and making the most of the reliefs and allowances available

Personal/Business Protection

 

Protecting yourself, your family and business can ensure that you achieve the outcomes you want. We'll show you how.

 

Partners

Specialist Mortgage Brokers

Tax and Accountancy

The firm is not responsible for the content of external links

 

Contact

We'd love to hear from you. All initial conversations and meetings are free of charge. Their aim is to understand what you are looking to achieve and to show you the options available to you and your business to get your money working harder.

Bright Cube Money Ltd

117 Houndsditch

London

EC3A 7BT

Decisions should not be taken based solely on the content of this website and individual advice should be sought first

Regulations, levels and basis of taxation are subject to change

The firm is not responsible for the content of external links

The content is aimed at UK residents

 

Bright Cube Money Ltd | Company Number: 08087277 | www.brightcubemoney.com

Registered Office: 117-119 | Houndsditch | London | EC3A 7BT | Registered in England & Wales (No: 8087277)

 

Bright Cube Money Ltd is authorised and regulated by the Financial Conduct Authority FCA No: 846282

Privacy Notice

 

This privacy notice explains how we use any personal information we collect about you.

 

What information do we collect about you?

We collect information about you when you engage us for financial planning and or mortgage advice and investment management services. This information will relate to your personal and financial circumstances. It may also include special categories of personal data such as data about your health, if this is necessary for the provision of our services.

We may also collect information when you voluntarily complete client surveys or provide feedback to us.

Why do we need to collect and use your personal data?

 

The primary legal basis that we intend to use for the processing of your data is for the performance of our agreement and the delivery of our services to you. The information that we collect about you is essential for us to be able to carry out the services that you require from us effectively. Without collecting your personal data we’d also be unable to fulfil our legal and regulatory obligations.

Where special category data is required we’ll obtain your explicit consent in order to collect and process this information.

How will we use the information about you?

We collect information about you in order to provide you with the services for which you engage us.

Who might we share your information with?

We won’t share your information for marketing purposes.

In order to deliver our services to you effectively we may send your details to third parties such as those that we engage for professional compliance, accountancy or legal services as well as product and platform providers that we use to arrange financial products for you.

Where third parties are involved in processing your data we’ll have a contract in place with them to ensure that the nature and purpose of the processing is clear, that they are subject to a duty of confidence in processing your data and that they’ll only act in accordance with our written instructions.    

Where it’s necessary for your personal data to be forwarded to a third party we’ll use appropriate security measures to protect your personal data in transit.

To fulfil our obligations in respect of prevention of money-laundering and other financial crime we may send your details to third party agencies for identity verification purposes.

How long do we keep hold of your information?

In principle, your personal data shouldn’t be held for longer than is required under the terms of our contract for services with you. However, we’re subject to regulatory requirements to retain data for specified minimum periods. Given the long-term nature of many of the financial instruments that we may recommend, we also reserve the right to retain data for longer than this in case any information is needed in the future. In any case, we’ll not retain your personal data for longer than required.

You have the right to request deletion of your personal data. We’ll comply with this request, subject to the restrictions of our regulatory obligations and legitimate interests as noted above. 

How can I access the information you hold about me?

You have the right to request a copy of the information that we hold about you. If you’d like a copy of some or all of your personal information please email or write to us using the contact details noted below.

When your personal data is processed by automated means you have the right to ask us to move your personal data to another organisation for their use.

We have an obligation to ensure that your personal information is accurate and up to date. Please ask us to correct or remove any information that you think is incorrect.

Marketing 

We’d like to send you information about our products and services which may be of interest to you. If you’ve agreed to receive marketing information, you may opt out at a later date.

You have a right at any time to stop us from contacting you for marketing purposes or giving your information to other members of the group. If you no longer wish to be contacted for marketing purposes, please contact us by email or post.

Other websites

Our website contains links to other websites. This privacy policy only applies to this website so when you move to other websites you should read their own privacy policies.

What can you do if you are unhappy with how your personal data is processed?

Please contact us if you have any questions about our privacy policy or information we hold about you, our contact details are on the website.

 

You also have a right to lodge a complaint with the supervisory authority for data protection. In the UK this is:

        Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF

        0303 123 1113 (local rate)                                                                                                                                                                                                                                                                                                                                                                      

Changes to our privacy policy

We keep our privacy policy under regular review and we’ll place any updates on this web page to inform you of any changes when they occur.  This privacy policy was last updated on 01/04/2020